Posted By Cactus Rob on 06/09/2008 8:38 PM Posted By JAG on 06/09/2008 12:20 PM If you formerly contest any charges on your report, and they do not give response back to the agency within a certain amount of time it will be removed from your report. Its not that hard to get your score up 100+ points within a year or so. Are you saying that if you contest a negative entry, even if accurate, enough times, you can get it removed? And if that is what you are saying, wouldn't that just destroy the credibility of the entire report? Yes and no, there is a legit reasoning to why you can do that, I am a prime example as to why this is legit. We had a company put a $16k loan that was passed due for 180days on my report in Jan, basically the company bought out our leinholder for a van at the sametime that we paid off the van, but their system did not show we paid it off and auto-reported out of the blue. I contested it and they did not respond back to us in time, it was completly removed from my report. There are also companies out there who delibertly put a $40-50 loan on your account and bank on that you will just pay it off. |