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Subject: What are my rights as renter???
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Too_legit_to_quitUser is Offline

Posts:33


05/30/2008 7:58 AM Alert 

Ok so the house I am renting is in preforeclosure......yadda yadda. The owner of the house sends me a text message yesterday asking for the rent.(coward!!!) I then call him and he gives me this story that he has had payment arrangements set up with the bank for months yadda yadda and that they have been working with him. I told him if that was the case I would give him his money but I need some kind of proof. He never faxed me the proof and then he texted me again saying I could pay a lower amount.??? I think he is just desperate for $$ but I would like to give him the benefit of the doubt..

So my question is.........Is there anyway I can find out if he really is paying on his mortgage???

thickUser is Offline

Posts:591

05/30/2008 9:13 AM Alert 
Why does it matter? You are still living there aren't you? Shouldn't you pay rent regardless? It's his credit that's in the pooper, don't add yours to the mix as well.

Agreed, it's unfortunate that your landlord is probably going to have to kick you out, but why do you get to live there for free until then? If it would ease your conscience, you could check with the bank and see about paying them directly.
Too_legit_to_quitUser is Offline

Posts:33


05/30/2008 10:08 AM Alert 
I in no way think I should live rent free....but when the house is foreclosing and I will not have my deposits returned to me, that what I have a problem with. It is an unfortuante situation but if the foreclosure does go through, without having my deposit returned to me, how am I to find a new place to live???
thickUser is Offline

Posts:591

05/30/2008 10:32 AM Alert 
Hmmm. That is crummy. Hopefully, you can get out soon with your refundable deposit intact. It may be worth your time to talk to the bank (if you know who it is) and see how they handle that, assuming your landlord is unable to refund them. I wish you luck. The upside is that there are tons of homeowners desperate to rent right now. Maybe they'd be willing to work with you on deposits.
LeonPotterUser is Offline

Posts:596

05/30/2008 10:53 AM Alert 

Your rights are whatever your agreement is with the landlord. If you are required to pay rent by such and such day, it must be done. The question is did you pay first and last months rent when you moved in? If you did, maybe you can negotiate a month to month crediting the month's rent already paid toward next month.

The other two posters made good points. It doesn't matter what the landlord does with the funds, a deal is a deal. However, I do understand your position of making sure you are paying for a place to live and the money is used to keep it.

This is one of those times that your going to have to really consider what is important to you. If you play hard ball with the rent that you LEGALLY owe, it could put the landlord in a worse situation. Both of you will be out of a home. I suggest to do what you can to negotiate something you both are comfortable with. Do your best to keep your side of the deal.

Things will work out if you are patient and do your best in good faith.


My answer WAS "NO" to Q#5 and Q#1.
Proverbs 22:7
The rich ruleth over the poor and the borrower is servant to the lender.
lavenderlizardUser is Offline

Posts:3

05/31/2008 8:05 AM Alert 

Perhaps this website will help:

 

http://www.arizonatenants.com/rollercoaster.htm

rexUser is Offline

Posts:295


05/31/2008 9:36 PM Alert 
Too_legit_to_quit, you can check with the pinal county recorders website to see if your landlord has a Notice of Trustee Sale.

http://pinalcountyaz.gov/Departments/Recorder/Pages/DocumentSearch.aspx

Enter his last and first names.
Then look for "SALE" as a Document Type.
Then click on the Fee Number in blue.
Then click on "View PDF Document".
That document should show when an auction may occur on the property and how much is owed to the bank. Hopefully it will give you an idea of how soon you should move out. Hope everything works out for you.
BridogUser is Offline

Posts:58


06/01/2008 12:02 AM Alert 
If nothing else, goto the assessors website from the post above, and find out the name of the bank. It may be listed on there.
OBG IIUser is Offline

Posts:594


06/01/2008 8:16 AM Alert 

personal credit information is protected federally by the Privacy Act.  This prevents lenders from disclosing any info to third parties.


What me worry?


vinnyUser is Offline

Posts:676


06/02/2008 12:47 PM Alert 
read the Arizona landlord tenant laws front to back. Pay your rent in full and on time. your landlord has 14 business days to return your deposit after termination of the lease agreement. If not returned you can sue him/her for your deposit, plus twice your deposit amount in damages. so, if your deposit was $1,000 you would be awarded $3,000. You would have to research what happens if he doesn't pay you after that, but you may be able to garnish his wages, place liens on other property and so forth.

Follow your bliss. Happiness is a conscious decision
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