Jason
Posts:3378
 | | 07/30/2007 12:41 PM |
 Alert | Posted By SouthBronx on 07/30/2007 11:11 AM
We had our windshield replaced 6 months ago; it was caused by a rock from a dump truck.
Yesterday, we got 1 crack traveling North on 347 while we were traveling to Tempe.
On the way home, we got another crack while traveling on 347 south.
Even though we have full glass coverage, insurance companies do keep track of every single thing they pay out on. My Allstate agent in NY had shown me a list of every claim I ever made over a 10 year period.
I wonder if those drivers who are speeding on the right side of the road realize they are kicking up all those rocks and the damage they are causing.
It depends on the company. I've got American Family and usually have to replace the windshield 2-3 times per year. No matter how many times we replace it, they don't raise the rates. | |
Joined: Jul 2005 | |
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vinny
Posts:691
| | 07/30/2007 12:42 PM |
Alert | <div class='NTForums_Quote'>Posted By CrownNCoke on 07/30/2007 11:39 AM
But then this thread would be named...Thanks for making my commute an extra 2 hours, road construction is a necessary evil. I have a couple chips just going to wait till ADOT is done to fix it.</div>
you couldn't be more right,
the lane was rough everyone complained
they shut the lanes down to rebuild them, everyone complains
they open the lanes up, everyone complains.
can ADOT win? maybe they should build the road on the moon then just set it in place on a sunday night.
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Follow your bliss. Happiness is a conscious decision | |
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vinny
Posts:691
| | 07/30/2007 12:44 PM |
Alert | <div class='NTForums_Quote'>Posted By LampLiteSniper on 07/30/2007 11:40 AM
Yes I would like to thank the city as well, I was hit by a huge rock as I was driving down the highway and my windshield literrally has a crack all the way from the driver to passenger side now, they need to be responsible for this crap and fix our glass.</div>
the city does? where was you incident? within maricopa or on the reservation? go to the tribal council and see what they have to say....
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Follow your bliss. Happiness is a conscious decision | |
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alanf
Posts:1601
| | 07/30/2007 12:48 PM |
Alert | | Yeah, I got a lil chip on Saturday going north from a white honda odysey(sp). I did the wrong thing (he he he) and got ahead of them and pulled over to share the love. I'm sure they got a couple because they slowed way down and stayed way back. I've got replacement insurance (as everybody should out here) and am looking forward to some free dinners on the windshield company | | | |
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AzSandSlinger
Posts:771
| | 07/30/2007 1:14 PM |
Alert | Insurance companies cannot increase your rates for accidents "not caused or significantly contributed by the insurer".. (i.e. windshield replacements)... It's AZ Law..
However, they aren't obliged to renew you either.. 
-Shane | |
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Ultra Super Member
Posts: eleventy-billion
Joined: 10 Nov 1775
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"There are only two kinds of people that understand Marines: Marines and the enemy. Everyone else has a second-hand opinion."
Gen. William Thornson, U.S. Army | |
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SouthBronx
Posts:70
| | 07/30/2007 1:30 PM |
Alert | | I know they can't raise your rates. However, when it comes time for renewal, they do look at the number of claims you have had over the years, including windshield replacements. And, it is not limited to the last 3 years. | | | |
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AzSandSlinger
Posts:771
| | 07/30/2007 1:43 PM |
Alert | I know they can't raise your rates. However, when it comes time for renewal, they do look at the number of claims you have had over the years, including windshield replacements. And, it is not limited to the last 3 years.
...didn't I just say that?
-Shane | |
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Ultra Super Member
Posts: eleventy-billion
Joined: 10 Nov 1775
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"There are only two kinds of people that understand Marines: Marines and the enemy. Everyone else has a second-hand opinion."
Gen. William Thornson, U.S. Army | |
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Lees2
Posts:586
| | 07/30/2007 3:04 PM |
Alert | | My insurance company is just used to it. I had to replace 3 windshields in the span of 2 months in March/April. I gave them the license plate of the idiot who didn't cover his trailer full of rocks, but the insurance company didn't care. They quoted the insurance law in Arizona that says they cannot do anything. They have never hassled me. We go through no less than 4-6 windshields a year between the three vehicles. The worst one was last March I was going from the Santan to the 101 and a giant rock came off another truck above me on another ramp and cracked the windshield. The size of the rock scared me to death. Yes, it's worse with the 347 the way it is, but it happens everwhere and mostly because of the construction vehicles. | |
Previous Post Count: 2731
Member Since: April 22, 2005 at 3:24 p.m. | |
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njparks
Posts:201
| | 07/30/2007 3:16 PM |
Alert | After you get your windshield replaced...quick, run it by your insurance agent, have them look at it to be sure it's intact and have them sign you up for the total glass coverage.
It is well worth it! | |
Nancy | |
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YZRacer
Posts:1653
| | 07/30/2007 3:45 PM |
Alert | we have full glass coverage, and since moving to 'copa about 2 years ago, it has come in handy many times.
however, hubby got a crack on the 347 yesterday in his company vehicle, and the company won't pay for it! | |
If you can't spot the loser, it might be you
Senior Member
Posts: 665
Joined: Jun 2006 | |
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CrownNCoke
Posts:810
| | 07/30/2007 3:46 PM |
Alert | | Do they expect him to pay for it! Damn that wouldnt fly for me... | |
The meeting of two personalities is like the contact of two chemical substances: if there is any reaction, both are transformed.
Carl Jung | |
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YZRacer
Posts:1653
| | 07/30/2007 3:54 PM |
Alert | <div class='NTForums_Quote'>Posted By CrownNCoke on 07/30/2007 3:46 PM
Do they expect him to pay for it! Damn that wouldnt fly for me...</div>
He didn't say when he called me this morning. I"m not paying for it out of pocket, and I see no reason to bother my insurance with it either. His company pays for the car entirely: gas, insurance, maintenence, etc. I can't imagine they don't have full glass coverage on the 300+ vehicles that they own/operate! We are talking a big company too, not a mom and pop thing!
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If you can't spot the loser, it might be you
Senior Member
Posts: 665
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Tjtellez9
Posts:228
| | 07/30/2007 4:18 PM |
Alert | | just an fyi keep an eye out for your insurance company to try and raise your premiums for windshield replacement issues. its against the law. | | | |
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SouthBronx
Posts:70
| | 07/30/2007 4:46 PM |
Alert | <div class='NTForums_Quote'>Posted By AzSandSlinger on 07/30/2007 1:43 PM
<div class='NTForums_Quote'>I know they can't raise your rates. However, when it comes time for renewal, they do look at the number of claims you have had over the years, including windshield replacements. And, it is not limited to the last 3 years.</div>
...didn't I just say that?
-Shane</div>
I tranlated it into English! | | | |
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vinny
Posts:691
| | 07/30/2007 4:46 PM |
Alert | | hey, i heard some where that insurance companies can't raise your rates for glass replacement. i forget where i heard that... | |
Follow your bliss. Happiness is a conscious decision | |
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demonica
Posts:850
| | 07/30/2007 5:27 PM |
Alert | | i heard that too vinny | | | |
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SouthBronx
Posts:70
| | 07/30/2007 6:05 PM |
Alert | | Shucks, I was waiting for AzSandSlinger to respond. | | | |
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TheShermanator
Posts:277
| | 07/31/2007 5:36 AM |
Alert | Road construction happens. Holy cow. Get full glass coverage. I have had it for the 4 years we have been in AZ, I have had 5 replacements & my husband had 4. Rocks kick up. We pass the Rinker plant. We live in an area of construction. Rocks kick up.
But, its a CAR. Cars get dinged. Paint jobs get chipped. Yea, I'm bummed that I have a bunch of dings all over the front of my car, but oh well- not a lot I can do about it- its called 'wear and tear!'
Get full glass coverage. Its the best thing we ever did. | |
Formerly known as 'greytxracers'
"My greyhound is smarter than your honor student"
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agit8d
Posts:209
| | 07/31/2007 11:45 AM |
Alert | Have scheduled to have mine replaced this week...and next week and the week after that....
I'll wait to have it repainted next March when the finish the road......yea yea i know it's supposed to be done in 3 months...we'll see | |
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Jason
Posts:3378
| | 07/31/2007 11:58 AM |
Alert |
| It is only this project that is supposed to be done in 3 months. After that they are supposed to work on the section from the Pinal county line up to Queen Creek. | |
Joined: Jul 2005 | |
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