I feel an obligation to honesty and truth to share with you some facts. My Father and Mother instilled in me the values and morals of treating people fairly and always being honest. If you purchase something, you pay for it. If you borrow something, you give it back.   I have been "stiffed" three times in my 30 year professional career by someone who I rendered services to, gave a finished product to, but who refused to pay for those services even though they acknowledged the services and products were correct, were what they asked for, and were never challenged for not being correct. I am lucky in having only three, but those three hurt badly.     Joe Biden was one of those people. I worked on his 1988 Presidential campaign financial disclosure engagement. I busted it for him and got everything right. He stiffed me for over $15,000 worth of work. He refused to pay once he dropped out of the race.   I did similar Capitol Hill campaign financial disclosure work for Bob Dole, Pat Buchanan, and a Democratic candidate for Ambassador to New Zealand . All of those folks paid even though they lost the election or did not get the appointment. That type of work is very demanding and very tedious because your efforts are scrutinized by Congress.   Biden did not care.     I am on the Board of Directors of a company that owns a majority position in a private jet management company in Northern Virginia . They manage jets for businesses and rich folks. They also charter planes to the public. This past winter John Thompson chartered over $250,000 worth of air time. He paid every penny.     Joe Biden, in his latest unsuccessful run for President, chartered over $150,000 worth of air time. He PAID ZERO. He continues to refuse to pay stating his race is over and he is out of money. He never once complained about his flights. Joe Biden is a rich man. He could pay.     Joe Biden is a liar and a cheat. I know it first hand. Character is what life is all about. Joe Biden is a man of bad character and sets a bad example for America .     I feel compelled to share this dark side of a man who asks for your vote and trust.   Best Regards, Bruce D. Riddle, CPA, CFP BDR Associates, LLC 2401 Research Boulevard, Suite 101 Rockville , MD 20850 Work - (240) 631-1981 Cell - (301) 580-7800 Fax - (240) 631-2778 Website - http://www.bdrtax.com/