Yes, Rich, But I would rather pay my insurance for 30 years and never have to use it. I have been guilty of the expression. "Go ahead Idiot!" "I have insurance" yet we have been involved in 2 major accidents, (other driver cited,) yet THEY had NO insurance. Both times our insurance went up because we had to put a claim in on our "uninsured" part of our policy. Neither guilty driver ever payed a damn penny. Subrogation was impossible for they had NOTHING my insurance co could go after. We have to be defensive. Cause they are the idiots, and we are going to be the ones put out. They will just go out and buy another junkered, not insure it, and be right back on the road. The uppity drivers that do have insurance and drive nice vehicles are a different issue. I'm still going to heed to their errogants, and give them the road, but I can guarantee you that one day, they are going to screw up, and I will be driving a nicer vehicle than them! Can you say CARMA? or is that KARMA? Granny5x |